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SSY (Sukanya Samriddhi Yojana) Calculator

Select SSY Calculator :

Estimated SSY Interest, Maturity and Return Calculator

This is User-friendly SSY Calculator has following features and functions :

  • Calculates applicable interest rate, estimated amount of Interest, Maturity amount and Return on Investment for
    • Yearly (Fixed and Variable) and Monthly (Fixed and Yearly variable) modes of investments.
    • Accounts opened since launch of Sukanya Samriddhi Yojana / Scheme to till date.
  • Displays graph of year-wise growth

Investment ModeFixedYearlyMonthly
Variable (Yearly)YearlyMonthly
FY of opening A/C
Opening Balance, if any
Investment ( Max. 12,500 )
Investments ( Max. 12,500 )
FYMonthly depositFYMonthly depositFYMonthly deposit
Investments ( Max. 150000 )
FYYearly depositFYYearly depositFYYearly deposit
Investment ( Max. 150000 )
Hide / Show Columns
Year FY Intt rate During Year Upto Year RoI
Presumptions made in calculations :
  • The account is opened during 1st April to 5th April.
  • In case of Yearly investments, the investments are made during 1st April - 5th April every year, i.e. the investments qualify for interest for the whole year.
  • In case of Monthly investments, the investments are made during 1st - 5th of every month, i.e. the investments qualify for interest for the month of investment.
  • Current Interest rate is applied for all future interest calculations.

Actual SSY Interest and Yearly Balance Calculator

This SSY Calculator calculates of actual amount of yearly interest earned and closing balance on yearly basis for SSY accounts opened since launch of Sukanya Samriddhi Yojana / Scheme to till date. You can use this calculator to check correctness of application of interest in your SSY account for any year since opening of the account.


Select Financial Year for Interest Calculation
Opening Balance as on 1st April of the Year, if any
Month Interest rate Amount Deposited Effective Balance *
Upto 5th of month After 5th of month
Apr 20207.60
May 20207.60
Jun 20207.60
Jul 20207.60
Aug 20207.60
Sep 20207.60
Oct 20207.60
Nov 20207.60
Dec 20207.60
Jan 20217.60
Feb 20217.60
Mar 20217.60
Interest for the Financial Year0
Closing Balance for the Financial Year0
* The effective balance for interest application is the minimum closing balance between 5th and last date of the month.
Updated : Nov 7, 2020
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