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Download Sukanya Samriddhi Yojana (SSY) Calculator 2020 in Excel

Download SSY Calculator to calculate Interest earned, Maturity amount and Rate of Return on Investment for Fixed Yearly and Fixed Monthly modes of investments. This Calculator in Excel enables you to save your calculations on your computer.

Download SSY Calculator 2020 in Excel

FAQs : SSY Account

This SSY calculator can be used by any person, who is eligible to open a SSY account or has a SSY account in any authorised bank or post office for calculation of Interest, Return and Maturity Amount of Investment in SSY Account.
The SSY interest rate is notified by Central Government from time to time for all authorised banks and post offices.
The current Interest rate is 7.60% p.a. applicable w.e.f. 01.04.2020.
The SSY interest rates since launch of the scheme have been as under:

Financial Year Interest Rate Financial Year Interest Rate
Up to 31.03.20159.1% p.a.01.04.2015 to 31.03.20169.2% p.a.
01.04.2016 to 30.09.20168.6% p.a.01.10.2016 to 31.03.20178.5% p.a.
01.04.2017 to 30.06.20178.4% p.a.01.07.2017 to 31.12.20178.3% p.a.
01.01.2018 to 30.09.20188.1% p.a.01.10.2018 to 30.06.20198.5 % p.a.
01.07.2019 to 31.03.20208.4% p.a.01.04.2020 onwards7.6 % p.a.
The interest is payable on minimum balance available in the account from 5th to last day of month. The interest is applied on last day of the financial year and is compounded at yearly rests.
The investments under SSY upto prescribed limits are eligible for tax rebate under section 80C of Income Tax Act. The interest earned in SSY accounts is exempt from Income Tax.
SSY (Sukanya Samriddhi Yojana) is a No Risk investment scheme of Government of India.
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Updated : Dec. 24, 2020