Download PPF Calculator in Excel
This comprehensive PPF Calculator can be used for calculation of Date of Maturity, Interest Rate, Estimated Interest, Return on Investment and Maturity Amount for 15 Years to 50 Years, in multiples of 5 years. The Calculator supports Yearly and Monthly modes of investment.
You may also use Actual PPF Interest and Yearly Balance Calculator to know the amount of Interest payable in your PPF account for your investments made during any financial year and /or
Available Withdrawal / Loan Amount Calculator to know the maximum amount of Withdrawal / Loan available during this financial year.
Period After Fin. Year of Account opening  Date of Maturity  Investment  Estimated Maturity Value  Return on Investment (ROI) 

After 15 years  
After 20 years (1st Extension)  
After 25 years (2nd Extension)  
After 30 years (3rd Extension) 

Calculation of actual amount of yearly interest and closing balance on yearly basis. You can use this calculator to check actual amount of interest payable for any year for amount(s) deposited in PPF account during the year.
Calculate available amount of Withdrawal / Loan during current financial year for before or after extension of PPF account.
A PPF account can be opened at a designated branch of any authorsed bank or Post Office. The list of authorised banks for (Public Provident Fund) is as under:
State Bank of India (SBI)  HDFC Bank 
ICICI Bank  Central Bank of India 
Bank of India (BOI)  Union Bank of India 
Bank of Maharashtra  IDBI Bank 
Bank of Baroda (BOB)  Vijaya Bank 
Canara Bank  Indian Bank 
Axis Bank  Indian Overseas Bank (IOB) 
Punjab National Bank (PNB)  United Commercial (UCO) Bank 
The PPF interest rate is notified by Central Government from time to time and is applicable to all authorised banks and post offices.
The current PPF interest is 7.10% p.a. applicable w.e.f. 01.04.2020.
The PPF interest rates since 01.04.1986 have been as under:
01.04.1986 to 14.01.200012.00 % p.a.  01.04.2013 to 31.03.20168.70 % p.a. 
15.01.2000 to 28.02.200111.00 % p.a.  01.04.2016 to 30.09.20168.10 % p.a. 
01.03.2001 to 28.02.20029.50 % p.a.  01.10.2016 to 31.03.20178.00 % p.a. 
01.03.2002 to 28.02.20039.00 % p.a.  01.04.2017 to 30.06.20177.90 % p.a. 
01.03.2003 to 30.11.20118.00 % p.a.  01.07.2017 to 31.12.20177.80 % p.a. 
01.12.2011 to 31.03.20128.60 % p.a.  01.01.2018 to 30.09.20187.60 % p.a. 
01.04.2012 to 31.03.20138.80 % p.a.  01.10.2018 to 30.06.20198.00 % p.a. 
01.07.2019 to 31.03.20207.90 % p.a.  01.04.2020 onwards7.10 % p.a. 
The PPF interest is payable on minimum balance available in the account from 5th to last day of month. The interest is applied on last day of the financial year and is compounded at yearly rests.
As per PPF Rules, PPF account matures after expiry of 15 years from the close of financial year in which the account was opened. Therefore, an account opened on say 10th October 2010, will mature on 1st April 2026 (after expiry of 15 years from the end of financial year in which the account was opened i.e. 31.03.2011) and not on 10th October 2025 (after expiry of 15 years from the date of opening of the account).
On the expiry of 15 financial years from the end of financial year in which the account was opened, a PPF account can be extended for a further period of five years at a time by submitting an application on Form H.
The investment made in a PPF accounts upto prescribed limits are eligible for relief under section 80C of Income Tax Act. The interest earned in a PPF accounts is exempt from Income Tax.
PPF (Public Provident Fund) is a No Risk investment scheme of the Government of India.