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National Saving / Small Saving Schemes Calculator

Online user-friendly calculators with more functions and features for Post Office Small Saving Schemes / National Saving Schemes with up-to-date interest rate.

Date of Purchase
NSC Amount
Rate of Interest
Maturity Value
Calculate Premature Payment Value ( when permissible* )
Enter period (in months) from the date of purchase
Amount payable inclusive of interest
Year-wise Accrued Interest and Growth Chart
Space for Growth Chart
End of Year During Upto
National Saving Certificates (VIII Issue) Scheme / Rules 2019

* Premature payment permissible in following cases only.

Date of Purchase
NSC Amount
Rate of Interest
Maturity Value
Note : Sale of NSC ( IX Issue ) has been discontinued w.e.f. 20/12/2015.
Year-wise Accrued Interest
Space for Growth Chart
End of Year During Upto
Date of Opening of Account
Amount of Deposit
Applicable Interest Rate
Monthly Income
Premature payment after 1 year but before 3 years
Premature payment after 3 years
Bonus payable on maturity
Maturity Value
National Saving (Monthly Income Account) Scheme / Rules 2019
Date of Opening of Account
Monthly Investment
Rate of Interest
Maturity Value after 5 years
Year-wise Growth Data for 5 years with Chart
Space for Growth Chart
YearPrincipalInterestBalance
Year-wise Growth Data for 5 years with Chart (if continued beyond 5 years with deposits)
Space for Growth Chart
YearPrincipalInterestBalance
Year-wise Growth Data for 5 years with Chart (if continued beyond 5 years without deposits)
Space for Growth Chart
YearPrincipalInterestBalance
Calculate amount payable to legal heir / nominees on the death of the depositor in 5 year
Enter Number of Months for which Deposit made ( 1 to 60 )
Amount Payable
National Saving Recurring Deposit Scheme / Rules 2019
Date of Opening of Account
Amount of Deposit
Rate of Interest
Quarterly Interest
Senior Citizens' Saving Scheme / Rules 2019
Date of Opening of Account
Principal
Maturity Period-wise Interest Rate and Interest Payable Yearly
ParticularsMaturity Period
1 Year2 Years3 Years5 Years
Interest Rate
Interest Payable Yearly
National Saving Time Deposit Scheme / Rules 2019
Date of Purchase
Amount of Deposit
Rate of Interest
Premature payments AfterAmount Payable
After 2 years 6 months or more but before 3 years
After 3 years more but before 3 years 6 months
After 3 years 6 months or more but before 4 years
After 4 years or more but before 4 years 6 months
After 4 years 6 months or more but before 5 years
After 5 years or more but before 5 years 6 months
After 5 years 6 months or more but before 6 years
After 6 years or more but before 6 years 6 months
After 6 years 6 months or more but before 7 years
After 7 years or more but before 7 years 6 months
After 7 years 6 months or more but before 8 years
8 years or more but before maturity
After 8 years or more but before 8 years 6 months
On maturity i.e. after 8 years 4 months
After 8 years 6 months or more but before 9 years
On maturity i.e. after 8 years 7 months
After 9 years or more but before maturity
After 9 years or more but before 9 years 6 months
On maturity i.e. after 9 years 2 months
On maturity i.e. after 9 years 4 months
On maturity i.e. after 9 years 5 months
After 9 years 6 months or more but before maturity
After 9 years 6 months but before 10 years
On maturity i.e. after 9 years 7 months
On maturity i.e. after 9 years 10 months
After 10 years or more but before maturity
On maturity i.e. after 10 years 4 months
Desclaimer : We have presumed the Premature Payment amounts to be same as for the period 01.10.2016 to 31.03.2017, when the interest rate and maturity period were same i.e. 7.7 % and 94 months respectively. Please accept these amounts at your own risk and responsibility.
Kisan Vikas Patra Scheme / Rules 2019
Updated : Oct 05, 2020
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