National Saving / Small Savings Scheme Calculator

Online Calculators for calculating Accrued Interest, Maturity Amount, Interest Payable etc. for all Post Office Saving Small Saving Schemes / National Saving Schemes viz. NSC, MIS (Monthly Income Scheme), PORD or NSRD, POTD or NSTD, KVP, PPF and SSY. All calculators are comprehensive and have interest rates updated upto 1st April 2020.

You can, therefore, calculate accrued interest, maturity amount, interest payable etc. as per provisions of the Small Saving Scheme / National Saving Schemes in which you have already invested or you plan to invest now.

NSC Calculator ( VIII Issue )
PO MIS / NS MISCalculator
PO RD / NS RD Calculator
SCSS Calculator
PO TD / NS TD Calculator
KVP Calculator
PPF Calculator (Mini)
SSY Calculator (Mini)

NSC ( VIII Issue ) Accrued Interest and Maturity Value Calculator ▲

Date of Purchase
NSC Amount
Rate of Interest
Maturity Value
Calculate Premature Payment Value ( when permissible* )
Enter period (in months) from the date of purchase
Amount payable inclusive of interest
Year-wise Accrued Interest and Growth Chart
Space for Growth Chart	End of Year	During	Upto





National Saving Certificates (VIII Issue) Scheme / Rules 2019

* Premature payment permissible in following cases only.

(a) on the death of the account holder in a single account, or any or all the account holders in a joint account;
(b) on forfeiture by a pledgee being a Gazetted Officer, when the pledge is in conformity with this Scheme;
(c) when ordered by a court.

NSC ( IX Issue ) Accrued Interest and Maturity Value Calculator ▲

Date of Purchase
NSC Amount
Rate of Interest
Maturity Value
Note : Sale of NSC ( IX Issue ) has been discontinued w.e.f. 20/12/2015.
Year-wise Accrued Interest
Space for Growth Chart	End of Year	During	Upto

PO MIS / NS MIS Calculator ▲

PO RD / NS RD Calculator ▲

Date of Opening of Account
Monthly Investment
Rate of Interest
Maturity Value after 5 years
Year-wise Growth Data for 5 years with Chart
Space for Growth Chart	Year	Principal	Interest	Balance





Year-wise Growth Data for 5 years with Chart (if continued beyond 5 years with deposits)
Space for Growth Chart	Year	Principal	Interest	Balance





Year-wise Growth Data for 5 years with Chart (if continued beyond 5 years without deposits)
Space for Growth Chart	Year	Principal	Interest	Balance





Calculate amount payable to legal heir / nominees on the death of the depositor in 5 year
Enter Number of Months for which Deposit made ( 1 to 60 )
Amount Payable
National Saving Recurring Deposit Scheme / Rules 2019

Senior Citizen Savings Scheme (SCSS) Calculator ▲

PO TD / NS TD Calculator ▲

Date of Opening of Account
Principal

Particulars	Maturity Period
Maturity Period-wise Interest Rate and Interest Payable Yearly
Particulars	1 Year	2 Years	3 Years	5 Years
Interest Rate
Interest Payable Yearly
National Saving Time Deposit Scheme / Rules 2019

Kisan Vikas Patra (KVP) Calculator ▲

Premature payments After		Amount Payable
Date of Purchase
Amount of Deposit
Rate of Interest
After 2 years 6 months or more but before 3 years
After 3 years more but before 3 years 6 months
After 3 years 6 months or more but before 4 years
After 4 years or more but before 4 years 6 months
After 4 years 6 months or more but before 5 years
After 5 years or more but before 5 years 6 months
After 5 years 6 months or more but before 6 years
After 6 years or more but before 6 years 6 months
After 6 years 6 months or more but before 7 years
After 7 years or more but before 7 years 6 months
After 7 years 6 months or more but before 8 years
8 years or more but before maturity
After 8 years or more but before 8 years 6 months
On maturity i.e. after 8 years 4 months
After 8 years 6 months or more but before 9 years
On maturity i.e. after 8 years 7 months
After 9 years or more but before maturity
After 9 years or more but before 9 years 6 months
On maturity i.e. after 9 years 2 months
On maturity i.e. after 9 years 4 months
On maturity i.e. after 9 years 5 months
After 9 years 6 months or more but before maturity
After 9 years 6 months but before 10 years
On maturity i.e. after 9 years 7 months
On maturity i.e. after 9 years 10 months
After 10 years or more but before maturity
On maturity i.e. after 10 years 4 months
Desclaimer : We have presumed the Premature Payment amounts to be same as for the period 01.10.2016 to 31.03.2017, when the interest rate and maturity period were same i.e. 7.7 % and 94 months respectively. Please accept these amounts at your own risk and responsibility.

Kisan Vikas Patra Scheme / Rules 2019

PPF Calculator (Mini) ▲

SSY Calculator (Mini) ▲

Updated : Mar 31, 2020

Date of Opening of Account
Amount of Deposit
Applicable Interest Rate
Monthly Income
Premature payment after 1 year but before 3 years
Premature payment after 3 years
Bonus payable on maturity
Maturity Value
National Saving (Monthly Income Account) Scheme / Rules 2019

Investment Type
Yearly Investment
Interest Rate w.e.f 01.04.2020	7.10 %
Investment in 15 Years
Interest Earned in 15 Years
Maturity Value (After 15 finacial years from the end of financial year in which the account was opened)
Return on Investment (ROI)
PPF Scheme / Rules 2019 Detailed PPF Calculator

Investment Type
Yearly Investment
Interest Rate w.e.f 01.04.2020	7.60 %
Investment in 14 Years
Interest Earned in 21 Years
Maturity Value after 21 Years
Return on Investment (ROI)
Sukanya Samriddhi Account Scheme / Rules 2019 Detailed SSY Calculator