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Home  ❯  Finance  ❯  Small Saving Calculators

Post Office Small Saving Schemes Calculator

Investment Calculators

Comprehensive calculators with more features for various Post Office / National Small Saving Schemes with up-to-date interest rates. You may use these calculators for calculation of Accrued Interest / Return on Investment / Maturity Value of investment(s) in various Small Saving Schemes. You may also use user friendly and comprehensive PPF Calculator and SSY Calculator.

NSC Accrued Interest Calculator

Date of Purchase
NSC Amount
Rate of Interest
Maturity Value
End of YearDuring the yearUpto the year
Space for Growth Chart
Enter period (in months) from the date of purchase
Amount payable inclusive of interest
* Premature payment permissible in following cases only.

  • (a) on the death of the account holder in a single account, or any or all the account holders in a joint account;
  • (b) on forfeiture by a pledgee being a Gazetted Officer, when the pledge is in conformity with this Scheme;
  • (c) when ordered by a court.
National Saving Certificates (VIII Issue) Scheme / Rules 2019

Post Office MIS (Monthly Income Scheme) Calculator

Date of Opening of Account
Amount of Deposit
Applicable Interest Rate
Monthly Income
Premature payment after 1 year but before 3 years
Premature payment after 3 years
Bonus payable on maturity
Maturity Value
National Saving (Monthly Income Account) Scheme / Rules 2019

Post Office RD (Recurring Deposit) Calculator

Date of Opening of Account
Monthly Investment
Rate of Interest
Maturity Value after 5 years
YearPrincipalInterestBalance
Space for Growth Chart
YearPrincipalInterestBalance
YearPrincipalInterestBalance
Enter Number of Months for which Deposit made ( 1 to 60 )
Amount Payable
National Saving Recurring Deposit Scheme / Rules 2019

SCSS (Sr. Citizen Saving Scheme) Calculator

Date of Opening of Account
Amount of Deposit
Rate of Interest
Quarterly Interest
Senior Citizens' Saving Scheme / Rules 2019

Post Office TD (Time Deposit) Calculator

Date of Opening of Account
Principal
Maturity Period-wise Interest Rate and Interest Payable Yearly
ParticularsMaturity Period
1 Year2 Years3 Years5 Years
Interest Rate
Interest Payable Yearly
National Saving Time Deposit Scheme / Rules 2019

Post Office KVP (Kisan Vikas Patra) Calculator

Date of Purchase
Amount of Deposit
Rate of Interest
Premature payments AfterAmount Payable
After 2 years 6 months or more but before 3 years
After 3 years more but before 3 years 6 months
After 3 years 6 months or more but before 4 years
After 4 years or more but before 4 years 6 months
After 4 years 6 months or more but before 5 years
After 5 years or more but before 5 years 6 months
After 5 years 6 months or more but before 6 years
After 6 years or more but before 6 years 6 months
After 6 years 6 months or more but before 7 years
After 7 years or more but before 7 years 6 months
After 7 years 6 months or more but before 8 years
8 years or more but before maturity
After 8 years or more but before 8 years 6 months
On maturity i.e. after 8 years 4 months
After 8 years 6 months or more but before 9 years
On maturity i.e. after 8 years 7 months
After 9 years or more but before maturity
After 9 years or more but before 9 years 6 months
On maturity i.e. after 9 years 2 months
On maturity i.e. after 9 years 4 months
On maturity i.e. after 9 years 5 months
After 9 years 6 months or more but before maturity
After 9 years 6 months but before 10 years
On maturity i.e. after 9 years 7 months
On maturity i.e. after 9 years 10 months
After 10 years or more but before maturity
On maturity i.e. after 10 years 4 months
Desclaimer : We have presumed the Premature Payment amounts to be same as for the period 01.10.2016 to 31.03.2017, when the interest rate and maturity period were same i.e. 7.7 % and 94 months respectively. Please accept these amounts at your own risk and responsibility.
Kisan Vikas Patra Scheme / Rules 2019
Updated : July, 08 2023