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NSTD (National Saving Time Deposit) Scheme & Rules, 2019


NOTIFICATION No. G.S.R. 922(E) dated 12th December 2019

In exercise of the power conferred by Section 3 of the Government Savings Promotion Act, 1873 (5 of 1873), the Central Government hereby makes the following scheme, namely:-

NSTD 2019 Rule 1. Short title and commencement

NSTD 2019 Rule 2. Definitions

(1) In this scheme, unless the context otherwise requires.

(2) Words and the expressions used herein but not defined shall have the meanings respectively assigned to them in the Act and the General Rules.

NSTD 2019 Rule 3. Categories of accouts

(1) On an application to the accounts office in Form-1, the following types of accounts can be opened under the Scheme, namely:-

NSTD 2019 Rule 4. Type of Accounts

NSTD 2019 Rule 5. Deposit and repayment

NSTD 2019 Rule 6. Extension of Account

NSTD 2019 Rule 7. Rate of Interest

NSTD 2019 Rule 8. Premature closure of account

Premature closure of an account shall be allowed on an application by the account holder in Form-4, subject to the following conditions, namely:-

NSTD 2019 Rule 9. Pledging of an account

NSTD 2019 Rule 10. Payment on the death of the account holder

NSTD 2019 Rule 11. Application of General Rules

NSTD 2019 Rule 12. Power to relax

Updated : Dec 16, 2019