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Mutual Fund Calculator and SIP Calculator

This calculator is one of the most detailed calculator available online. Calculate Actual Yield, Absolute Return, Annualised Return and Compounded Annual Growth Rate (CAGR) of your investment in Mutual Funds.

You can also calculate Expected amount, Expected Return Rate and Return on Investment (ROI) of your investment in mutual Funds by SIP (Systematic Investment Plan) with and without adjustment for inflation, with year-wise growth chart and year-wise growth data in tabular format.

Mutual Fund Calculator
Select Holding Period
Number of MF units
Initial / Purchase NAV
Current NAV
Number of days
Number of Months
Actual Return Amount
Absolute Return (%)
Annualised Return (%)
Compounded Annual Growth Rate (CAGR) (%)
SIP Calculator
Monthly Instalment
Investment Period in years
Expected Return Rate
Expected Inflation Rate
Return details Without Inflation adustment With Inflation adustment
Amount Invested
Expected Amount
Wealth Gain
Return on Investment
Chart / Graph showing Year Wise Investment, Interest and Balance
Table showing Year Wise Investment, Interest and Balance

What is 'return' of mutual fund?

In simple words, 'return' is the yield that your investment in mutual fund generates over a period of time. It is the increase or decrease in the value of the investment in that period. The return on a mutual fund for a particular predetermined period is calculated using the below formulas:

Actual Yield

This is the amount of profit / loss of your investment in Mutual Funds. The formula for calculation of Actual Yield is

(Current NAV - Initial or Purchase NAV) x No. of Units

Absolute Return

This is return on your investment in percentage terms. The formula for calculation of Absolute Return % is

(Current NAV - Initial or Purchase NAV)*100 / Initial or Purchase NAV

Annualised Return (%)

If your holding period of Mutual Fund units is less than 1 year, this gives the value of return on your investment in percentage terms on annualised basis. The formula for calculation of Annualised Return is

((1 - (Absolute Return/100)) ^ (365 / No. of days)) - 1

Compounded Annual Growth Rate (CAGR)

When the holding period of Mutual Fund units is more than a year, CAGR is a better way to depict returns. CAGR is annualised return with compounding effect. The formula for calculation of CAGR is

(((Current NAV / Purchase NAV) ^ (1 / no. of years)) - 1) x 100

or

(((Current NAV / Purchase NAV) ^ (12 / no. of months)) - 1) x 100

or

(((Current NAV / Purchase NAV) ^ (365 / no. of days)) - 1 ) x 100

Updated : Sept. 10, 2020
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