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Bank Deposit / Investment Schemes


Bank deposits are preferred more for their liquidity and safety than for the returns thereon. Various banking and other facilities that one gets by opening a bank account viz. ATM cards, ATM-cum-Debit cards, Credit Cards, On-line / Internet banking, collection / realization of cheques and other instruments, safe deposit lockers, better customer service etc. are also a major reason in favour of bank deposits vis-a-vis other options.

The deposit accounts offered by banks fall broadly under following categories :

Bank Deposit Schemes for Resident Indians

Following deposit accounts are offered by banks to Resident Indians:

Bank Deposit Schemes for Non-Resident Indians

Following deposit accounts are offered by banks to Non Resident Indians:

Updated : Jan 24, 2019